We provide personalised service by taking the time to understand your unique financial circumstances as a doctor. This allows us to recommend the most suitable financing options for your needs. With access to a broad panel of lenders, including banks and specialist funders who cater to doctors, we offer competitive rates and tailored lending solutions that support your career and financial goals.
What sets us apart is that we understand the career and income progression of doctors and use this to provide you with bespoke financing solutions designed specifically for you at all stages of your medical career.
Since 1953, we've been the trusted financial partner for medical professionals. Our decades of experience in working with doctors, specialists, and healthcare providers give us a deep understanding of the financial challenges and opportunities specific to the medical field.
Residential Financing
From buying your first home to expanding your property portfolio, we work with you to understand and leverage your unique financial situation and find the best financing options to meet your needs.
Benefits include:
- 95% Loan-to-Value Ratio (LVR) with no Lenders Mortgage Insurance (LMI) for owner occupied loans, investment loans and refinances up to $5,000,000
- Market leading capability to enhance borrowing capacity for Doctors in Training and doctors in private practice
- Loan structuring with an eye on the future.
Commercial financing
Whether you're looking to start in private practice or invest in commercial property for your practice, Cutcher & Neale is here to assist you. Our team of experts will work with you to find the best commercial financing options for your specific needs.
Benefits include:
- Up to 100% funding for purchase of practice premises
- Up to 90% funding for practice premises purchase through Self-Managed Superannuation Fund (SMSF)
- Up to 100% funding to buy a practice or a share in a practice
- Equipment and fit-out funding to ensure your practice is fit for purpose
- Motor vehicle funding including electric car.
We maintain strong relationships with a wide range of lenders, but we work for you. Our team is salaried, not driven by commissions, so our focus stays where it belongs – on finding the right solution for you. We take pride in building lasting relationships, where trust, care, and quality of service come first.