Doctors’ Health Fund is AMA Queensland’s preferred provider of health insurance.  
Established by the AMA in 1977 to serve the medical community, Doctors’ Health Fund is now one of the fastest growing health funds serving over 80,000 individuals as their trusted private health insurer.

Why Join Doctors’ Health Fund? 
As part of Avant, Doctors’ Health Fund is owned by doctors and is focused on providing value, choice, and exceptional service to members. Here’s a few reasons: 

  • Market leading gap cover – 93% of medical services covered with no gap, compared to an industry average of 87.7%.¹
  • Exceptional value with Prime Choice Gold – Doctors’ Health Fund’s Gold-level policy is priced competitively and compares closely with many Silver-level plans on the market, offering comprehensive cover at a smart price.
  • Freedom of choice – members are not restricted by preferred provider networks for extras, giving them the flexibility to choose their own healthcare providers.
  • Highly rated by our members – In 2024, 94% of surveyed members rated their experience with Doctors’ health Fund positively, citing strong satisfaction with service and value.²
  • Consistently cost-effective – For over a decade, the fund’s premium increases have remained below the industry average.3   
  • Fast, expert support – Member calls are typically answered by trained professionals in under 30 seconds, ensuring timely assistance.

Joining Doctors’ Health Fund is easy 
It can take as little as 5 minutes to become a member of Doctors' Health Fund. If you’re switching, their team will take care of everything for you, including liaising with your current insurer to carry over any applicable benefits and ensure you retain continuity of coverage. 

Call Doctor’s Health Fund on 1800 226 126 or email [email protected].

Refer a friend
Already a member of Doctors’ Health Fund? When you refer an eligible member, you and your referral will each receive a $100 eGift Card* when they join!

1 Private Health Insurance Ombudsman, State of the health funds report 2024, Ombudsman’s website  
2 Annual member satisfaction survey, October 2024 
3 https://www.health.gov.au/resources/publications/average-annual-price-changes-in-private-health-insurance-premiums?language=en 
*Terms and conditions apply. Only new members can be referred as part of this promotion. If the referral is already a member of Doctors’ Health Fund, including if they have Lite Extras cover, they’ll be ineligible for the promotion.

IMPORTANT: Private health insurance products are issued by The Doctors’ Health Fund Pty Limited, ABN 68 001 417 527 (Doctors’ Health Fund), a member of the Avant Mutual Group. Cover is subject to the terms and conditions (including waiting periods, limitations and exclusions) of the individual policy, available at www.doctorshealthfund.com.au/our-cover. Lite Extras is a private health insurance product issued by The Doctors’ Health Fund Pty Limited, (ACN 001 417 527 (’DHF’). Unless you advise us that you do not wish to accept the offer, as part of your Avant membership you will receive a subsidised Lite Extras policy from DHF. If you do not wish to receive this offer, please call 1800 128 268 to opt out. DHF will collect and use the personal information provided on your Avant membership to issue and administer your Lite Extras policy. For more information and terms & conditions visit www.doctorshealthfund.com.au/liteextrascover. © Avant Mutual Group Limited 2025.